:root{
  --navy:#061845; --cobalt:#0A2472; --blue:#1F4FE0; --sky:#EAF0FF;
  --sun:#FFC72C; --sun-2:#FFD65C; --ink:#0E1630; --ink-2:#4A5578; --line:#D9E0F2;
  --ok:#0E7A4F; --ok-bg:#E3F6EC; --err:#B3261E; --err-bg:#FDECEA; --warn-bg:#FFF3D6; --warn:#7A5200;
  --display:"Sora",system-ui,-apple-system,"Segoe UI",sans-serif;
  --body:"Public Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font:400 1rem/1.6 var(--body);color:var(--ink);background:#fff}
h1,h2,h3{font-family:var(--display);line-height:1.1;letter-spacing:-.02em;margin:0}
a{color:inherit}
img,svg{max-width:100%}
.container{width:min(1120px,100% - 40px);margin-inline:auto}
.narrow{width:min(760px,100% - 40px);margin:0 auto;padding:44px 0 72px}
.icon{width:1.2em;height:1.2em;flex:none}
.skip{position:absolute;left:-999px;top:0}
.skip:focus{left:12px;top:12px;background:#fff;color:var(--ink);padding:8px 14px;border-radius:8px;z-index:20}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
:focus-visible{outline:3px solid var(--sun);outline-offset:3px}
.section :focus-visible,.panel :focus-visible,.narrow :focus-visible{outline-color:var(--blue)}

/* navegação */
.top{background:var(--cobalt);color:#fff}
.nav{display:flex;align-items:center;justify-content:space-between;padding:18px 0;gap:16px}
.brand{display:flex;align-items:center;gap:10px;font:800 1.2rem var(--display);text-decoration:none;color:#fff;letter-spacing:-.02em}
.mark{width:32px;height:32px}
.nav-links{display:flex;align-items:center;gap:24px}
.nav-links a{text-decoration:none;font-weight:600;color:#dbe4ff;font-size:.95rem}
.nav-links a:hover{color:#fff}
@media(max-width:700px){.nav-links .hide-sm{display:none}}

/* hero */
.hero{background:var(--cobalt);color:#fff;overflow:hidden}
.hero-grid{display:grid;gap:44px;padding:32px 0 76px;align-items:center}
@media(min-width:900px){.hero-grid{grid-template-columns:1.1fr .9fr;padding:60px 0 100px}}
.hero h1{font-size:clamp(2.2rem,6vw,3.7rem);font-weight:800}
.lede{font-size:1.18rem;color:#cdd8ff;max-width:46ch;margin:20px 0 30px}
.cta-row{display:flex;flex-wrap:wrap;align-items:center;gap:18px 28px}
.link-light{color:#fff;font-weight:600;text-underline-offset:5px}
.trust{list-style:none;padding:0;margin:36px 0 0;display:flex;flex-wrap:wrap;gap:12px 26px;color:#dbe4ff;font-size:.95rem}
.trust li{display:flex;align-items:center;gap:8px}
.trust .icon{color:var(--sun)}
.hero-art{position:relative;display:grid;place-items:center;min-height:300px}
.sun-disc{position:absolute;width:min(80%,370px);aspect-ratio:1;border-radius:50%;background:var(--sun);right:2%;top:50%;transform:translateY(-52%)}
.hero-card{position:relative;transform:rotate(-8deg);animation:cardIn .9s cubic-bezier(.2,.8,.2,1) both}
@keyframes cardIn{from{opacity:0;transform:translateY(40px) rotate(-16deg)}to{opacity:1;transform:rotate(-8deg)}}

/* cartão */
.credit-card{width:min(100%,400px);aspect-ratio:1.586;border-radius:22px;padding:24px;color:#fff;position:relative;overflow:hidden;
  background:linear-gradient(135deg,#2A5BEA 0%,#0A2472 72%);display:grid;grid-template-rows:auto 1fr auto;
  box-shadow:0 34px 60px -28px rgba(3,10,40,.75)}
.credit-card::after{content:"";position:absolute;top:-40%;right:-25%;width:65%;height:190%;transform:rotate(18deg);
  background:linear-gradient(100deg,transparent,rgba(255,255,255,.16),transparent);pointer-events:none}
.cc-top{display:flex;justify-content:space-between;align-items:center}
.cc-brand{font:700 1.05rem var(--display)}
.cc-nfc{width:26px;height:26px;opacity:.9}
.cc-mid{display:flex;align-items:center;justify-content:space-between;gap:16px}
.chip{width:46px;height:34px;border-radius:7px;background:linear-gradient(135deg,#f2e3ab,#b9a35f);flex:none}
.cc-limit{text-align:right}
.cc-limit small{display:block;opacity:.8;font-size:.8rem}
.cc-limit strong{font:700 1.7rem var(--display);letter-spacing:-.01em}
.cc-name{font-weight:600;letter-spacing:.09em;text-transform:uppercase;font-size:.95rem;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}

/* botões */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;border-radius:14px;padding:0 26px;height:56px;
  font:700 1.05rem var(--body);text-decoration:none;cursor:pointer}
.btn-sun{background:var(--sun);color:var(--navy);box-shadow:0 5px 0 #C99400}
.btn-sun:hover{background:var(--sun-2)}
.btn-sun:active{transform:translateY(3px);box-shadow:0 2px 0 #C99400}
.btn-blue{background:var(--blue);color:#fff;box-shadow:0 5px 0 #143aa8}
.btn-blue:hover{background:#2f5ff0}
.btn-blue:active{transform:translateY(3px);box-shadow:0 2px 0 #143aa8}
.btn-line{background:#fff;border:2px solid var(--line);color:var(--ink)}
.btn-line:hover{border-color:var(--blue)}
.btn-block{width:100%}
.btn-sm{height:42px;padding:0 16px;font-size:.92rem;border-radius:10px;box-shadow:none}
.btn:disabled{opacity:.65;cursor:progress}

/* seções */
.section{padding:76px 0}
.section h2{font-size:clamp(1.8rem,4vw,2.5rem);font-weight:800}
.sub{color:var(--ink-2);max-width:56ch;margin:14px 0 0;font-size:1.05rem}
.steps{list-style:none;padding:0;margin:44px 0 0;display:grid;gap:30px}
@media(min-width:800px){.steps{grid-template-columns:repeat(3,1fr);gap:44px}}
.steps li{border-top:4px solid var(--sun);padding-top:20px}
.step-n{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--cobalt);color:#fff;font:700 1.05rem var(--display);margin-bottom:14px}
.steps h3{font-size:1.3rem;margin-bottom:8px}
.steps p{margin:0;color:var(--ink-2)}

.dark{background:var(--navy);color:#fff}
.dark .sub{color:#cdd8ff}
.split{display:grid;gap:32px;align-items:center}
@media(min-width:800px){.split{grid-template-columns:1fr 1fr;gap:56px}}
.fee-tags{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:10px}
.fee-tags li{border:2px solid rgba(255,255,255,.28);border-radius:999px;padding:10px 20px;font-weight:600}
.fee-tags li:first-child{background:var(--sun);color:var(--navy);border-color:var(--sun)}

.apply{background:var(--sky)}
.apply-grid{display:grid;gap:36px;margin-top:38px}
@media(min-width:960px){.apply-grid{grid-template-columns:minmax(300px,410px) 1fr;gap:60px;align-items:start}.apply-side{position:sticky;top:24px}}
.apply-side .credit-card{margin-bottom:24px}
.apply-side ul{list-style:none;padding:0;margin:0;display:grid;gap:12px;color:var(--ink-2)}
.apply-side li{display:flex;gap:10px;align-items:flex-start}
.apply-side .icon{color:var(--ok);margin-top:3px}
.panel{background:#fff;border-radius:22px;padding:26px;box-shadow:0 24px 50px -32px rgba(10,36,114,.5)}
@media(min-width:600px){.panel{padding:38px}}

/* formulário */
fieldset{border:0;margin:0 0 30px;padding:0;min-width:0}
legend{font:700 1.2rem var(--display);padding:0;margin-bottom:16px}
.grid{display:grid;gap:18px}
@media(min-width:600px){.grid.two{grid-template-columns:1fr 1fr}}
.field label,.label{display:block;font-weight:600;font-size:.95rem;margin-bottom:6px}
.hint{font-weight:400;color:var(--ink-2)}
input[type=text],input[type=email],input[type=tel],input[type=date],input[type=password],input[type=number],select,textarea{
  width:100%;height:52px;padding:0 14px;border:2px solid var(--line);border-radius:12px;font:inherit;font-size:1rem;background:#fff;color:var(--ink)}
textarea{height:auto;padding:12px 14px}
input:focus,select:focus,textarea:focus{border-color:var(--blue);outline:none}
input[aria-invalid=true]{border-color:var(--err)}
.err{color:var(--err);font-size:.9rem;margin:6px 0 0;font-weight:500}
.prefix{position:relative}
.prefix span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--ink-2);font-weight:600}
.prefix input{padding-left:46px}
.limit-row{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:14px}
.limit-row output{font:800 2rem var(--display);color:var(--cobalt)}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:10px;border-radius:99px;border:0;padding:0;
  background:linear-gradient(to right,var(--blue) var(--pct,30%),var(--line) var(--pct,30%))}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:30px;height:30px;border-radius:50%;background:var(--sun);border:5px solid var(--cobalt);cursor:grab}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--sun);border:5px solid var(--cobalt);cursor:grab}
.range-scale{display:flex;justify-content:space-between;color:var(--ink-2);font-size:.85rem;margin-top:10px}
.note{color:var(--ink-2);font-size:.92rem;margin:12px 0 0}
.check{display:grid;grid-template-columns:24px 1fr;gap:12px;align-items:start;margin-bottom:14px}
.check input{width:24px;height:24px;margin:2px 0 0;accent-color:var(--blue)}
.check label{font-weight:400;margin:0;font-size:.95rem}
.check a{color:var(--blue)}
.submit-note{text-align:center;color:var(--ink-2);font-size:.92rem;margin:14px 0 0}
.alert{border-radius:12px;padding:14px 16px;margin:0 0 20px;font-weight:500}
.alert-err{background:var(--err-bg);color:var(--err)}
.alert-ok{background:var(--ok-bg);color:var(--ok)}

/* FAQ */
.faq{max-width:780px;margin-top:30px}
.faq details{border-bottom:1px solid var(--line);padding:20px 0}
.faq summary{cursor:pointer;font:600 1.1rem var(--display);list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.6rem;line-height:1;color:var(--blue)}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:12px 0 0;color:var(--ink-2)}

/* rodapé */
.site-foot{background:var(--navy);color:#b9c6f5;padding:44px 0;font-size:.9rem}
.site-foot p{margin:0 0 8px;max-width:84ch}
.site-foot a{color:#fff}

/* resultado / acompanhar */
.badge{display:inline-block;border-radius:999px;padding:5px 14px;font-weight:700;font-size:.85rem}
.badge-ok{background:var(--ok-bg);color:var(--ok)}
.badge-warn{background:var(--warn-bg);color:var(--warn)}
.badge-err{background:var(--err-bg);color:var(--err)}
.badge-info{background:var(--sky);color:var(--cobalt)}
.badge-muted{background:#ECEEF3;color:#4A5060}
.result-head{display:grid;gap:28px;align-items:center;margin-bottom:36px}
@media(min-width:700px){.result-head{grid-template-columns:minmax(0,340px) 1fr}}
.narrow h1{font-size:clamp(1.8rem,5vw,2.5rem);font-weight:800;margin:10px 0 8px}
.big-limit{font:800 clamp(2.6rem,9vw,3.6rem)/1 var(--display);color:var(--cobalt);margin:8px 0}
.costs{margin:14px 0 26px;border-top:2px solid var(--ink)}
.costs div{display:grid;gap:2px;padding:14px 0;border-bottom:1px solid var(--line)}
@media(min-width:600px){.costs div{grid-template-columns:220px 1fr;gap:18px}}
.costs dt{font-weight:700}
.costs dd{margin:0;font-weight:500}
.costs dd small{display:block;color:var(--ink-2);font-weight:400}
.callout{background:var(--sky);border-left:5px solid var(--sun);border-radius:12px;padding:16px 18px;margin:0 0 24px}
.actions{display:grid;gap:12px;margin-top:22px}
@media(min-width:600px){.actions{grid-template-columns:2fr 1fr}}
.meta{color:var(--ink-2);font-size:.9rem;margin-top:22px}
.narrow h2{font-size:1.4rem;margin:26px 0 6px}

/* admin */
body.admin{background:#F3F5FB}
.admin-bar{background:var(--navy);color:#fff}
.admin-bar .container{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0;flex-wrap:wrap}
.admin-bar form{display:inline}
.admin-bar span{color:#b9c6f5;margin-right:12px;font-size:.92rem}
.wrap{width:min(1180px,100% - 40px);margin:28px auto 64px}
.wrap h1{font-size:1.7rem;margin-bottom:18px}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px;margin-bottom:22px}
.stat{background:#fff;border-radius:14px;padding:16px 18px;text-decoration:none;border:2px solid transparent}
.stat b{display:block;font:800 1.8rem var(--display);color:var(--cobalt)}
.stat span{color:var(--ink-2);font-size:.9rem}
.stat.on{border-color:var(--blue)}
.filters{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:16px}
.filters input{max-width:320px;height:44px}
.tbl-wrap{background:#fff;border-radius:14px;overflow-x:auto}
table{width:100%;border-collapse:collapse;font-size:.95rem}
th,td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line);white-space:nowrap}
th{font-size:.82rem;color:var(--ink-2);font-weight:600;background:#FAFBFF}
td a{color:var(--blue);font-weight:600}
.pager{display:flex;gap:10px;align-items:center;margin-top:16px;color:var(--ink-2)}
.cols{display:grid;gap:22px}
@media(min-width:960px){.cols{grid-template-columns:1.1fr .9fr}}
.box{background:#fff;border-radius:16px;padding:24px}
.box h2{font-size:1.15rem;margin-bottom:14px}
.kv{display:grid;grid-template-columns:150px 1fr;gap:8px 16px;margin:0}
.kv dt{color:var(--ink-2)}
.kv dd{margin:0;font-weight:500;word-break:break-word}
.timeline{list-style:none;padding:0;margin:0;display:grid;gap:10px;font-size:.92rem}
.timeline li{border-left:3px solid var(--line);padding-left:12px}
.timeline small{color:var(--ink-2);display:block}
.login{width:min(420px,100% - 40px);margin:12vh auto}
.login .box{padding:32px}

@media(prefers-reduced-motion:reduce){*{animation:none!important;scroll-behavior:auto!important;transition:none!important}}

@media(max-width:600px){.hero-card{width:84%}}